The Right Vehicle Insurance Policy

December 6, 2018

Pick the Right Vehicle Insurance Policy with These Tips

Insurance companies make picking out the right vehicle insurance policy harder than it needs to be with all of their unnecessary jargon. Choosing the right insurance policy is also a great way of cutting down expenses that are incurred during a car’s life and getting your vehicle back on the road after an accident. These tips will help you cut down costs and help you get the best deal possible.

  • Do an annual rate check: Check the rates from all the insurance companies. This will get you the best deal possible. There are many online insurance comparison tools to help you check the rates offered by all the companies.
  • Don’t try to save a few bucks by going with a low-rated insurer: Top rated companies are rated at the top because they do a much better job of handling claims, payments, and non-claim problems. You might save a couple of bucks in the beginning by going with a less reputed insurer. However, it could quickly turn into a lot of frustration if you have to make a claim.
  • Review your coverage: Costs and risk increase over time. You should be checking your coverage regularly to make sure it keeps up with the increase in cost and risk. Remember that minimal coverage gives you the bare minimum when it comes to protection.
  • Good credit: Maintain a high credit score so that your premium doesn’t suffer. People with a low credit score pay a higher premium than people with a high credit score.
  • Use the discounts available to you: There are plenty of discounts offered to drivers who are considered low-risk. Low-risk drivers include drivers who are older, married or long safe driving record. Certain types of anti-theft equipment also have the potential to reduce your cost. Ask your insurance what discounts are available you probably will qualify for a few and save some money on your policy.

Pay less for more by following all or some of the tips in this article.

Ed Morse Port Richey Collision works on all makes and models and we accept all insurance carriers; so no matter which insurance carrier you have, we will work with your insurance and have your vehicle back on the road looking as good as before the accident. We are conveniently located in Port Richey just minutes away from Clearwater, Palm Harbor, Hudson and Land O’ Lakes.